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Debt Sequencer

The sequencer pulls the balances straight from your credit cards, so there is nothing to re-enter. Pick a strategy, set how much extra cashflow you can add, and watch each debt hit zero in order.

How to use it

1. Add your credit cards with their balances. The Debt Sequencer reads them directly.
2. Pick a strategy: Avalanche pays the highest interest rate first and minimizes total interest. Snowball pays the smallest balance first for quick wins. Cashflow Accelerated adds full cashflow acceleration to avalanche for the fastest payoff.
3. Set your extra monthly cashflow and read the payoff waterfall, including months and interest saved against the baseline.